Do You Like Being Taken Advantage Of ?

 Have you lost money in the last year or so or are you losing money now in your 401 or IRA? 
Why do you keep losing?   Why are you staying in it ?!!

    Every few weeks I get a bulletin of interest rate changes from the major companies. 
 Rates are a lot lower than they used to be and you can expect rates to continue dropping.  
These lower rates will affect your Plan, too, when it comes up for its annual rate adjustment. 

 Many companies just keep dropping their rates and take advantage of you. What can you do?  
 There are still a few companies offering compelling fixed rates, that stay fixed!  
We use “A” rated companies and some are still offering 5% fixed rate on a 6-year Plan.  
You start with 5% and you stay with 5%!  Are your Funds earning 5% tax deferred?  I don’t think so.

Do you want the opportunity to earn more than 6 - 7% without risk to principal? 
Have you heard about the Insurance based 401's and IRA's?  
The Indexed Plans are one of the most beneficial investment choices I have seen in many years. 
1.  Your funds grow tax deferred.
2.  Your return is based on movements in the stock market.

 In up years, you receive 100% of the average increase in the S&P 500 index.
 In down years, your capital is fully protected and you will not lose money. 
Compare this to investing in the stock market where losses in any year could be  substantial
(especially at these higher levels).  

This is an opportunity to protect your principal, have it grow tax deferred, yet have the potential for an excellent return from growth in the S&P 500.
 Remember, if the market falls tomorrow, your stocks will go down.
If the market falls tomorrow, your money in the Insurance based plan is protected!!!

 Call 1-800-925-8672 and leave your address for  more information on a fixed rate of 6% or
the insurance based 401's or IRA's that protect your principal,  yet allows it to grow with the stock market.

Contact us at: insuranceconcepts@att.net
Fred O'Brien
Insurance & Business Concepts 
Plainfield, IN 46168
Office: 1-800-925-8672
Local: 317-838-0352
Fax: 317-838-0368