Workers' Compensation
THIS IS OUR BIG SAVINGS AREA FOR ALL CUSTOMERS! 
We average savings of 25% to 35% on worker’s comp premiums per year with no
 money down and no audits.  Even if you have a higher mod rate in previous 
claims, this would still be the case.  At the same time, we help you adjust your 
mod rate back down to a controlled factor, potentially overnight,  which  normally
 takes 3 to 4 years to do. Let us quote you on this alone and it will result in huge 
savings, but just a  fraction of your overall savings when you switch to BPS.  

 Find out what your current carrier doesn't want you to know!
 Most companies believe or have been told by someone, whether an Insurance  
 Agent or another  business owner, that their worker’s compensation insurance is 
 a low as it can go. DON’T BELIEVE THIS!  Not knowing has trapped people for years.  
 If you can save money, do you not want to know? 
 Let us show you what you may not know. 

Also find out how we can assume the liability of workman's comp claims!

Taking care of business in the twenty-first century is a seriously complicated and detailed challenge that carries intimidating consequences.
A mismanaged company can hurt in numerous ways, so it’s obvious that you should get the best solution possible. 
You need to find top-level service that can handle the multi-faceted responsibilities you face every day

Background of Staff                                                                                                                                                                                                   
Once on board with our company it’s like having the resources of a major corporation all at your fingertips. 

Payroll Administration
Payroll information is forwarded to the company via a variety of means, depending on your desires and location 
(fax, email, or secure web based program).
Each client works regularly with a personal payroll specialist. Thus, you have direct access to one individual
 who processes your payroll and tracks it to the end, making sure of its timely arrival.

All garnishments and other court ordered payments are handled by BPS. 
There is no additional charge for this service.
Certified payrolls are furnished, where required, with each payroll statement.
 Your payroll specialist should be notified at the beginning of each payroll period
 if a certified payroll is required, in which a small scheduled fee applies. 
 Please contact us for more details
 BPS' system is compatible with every payroll, including Piece Work, Job Costing, 
 Commission, Salary, and Hourly. 
 Expense Accounts and other non-taxable reimbursements may be included with each payroll.

Payroll Available On-line
Your online payroll service can be used to provide comprehensive e-payroll processing.                      
You can use it to maintain employee records, set up new hires, make rate changes, 
input payroll hours and dollars, post voids and manual payroll checks, and more.
Tracking deductions and vacation time accruals has never been easier! 
You can even print checks in-house (available for most companies).
The wait is over. When you administer payroll changes online, processing occurs immediately 
and a complete statement is available to preview online within seconds. You can even preview 
a comprehensive payroll register to ensure accuracy prior to submitting your payroll. 
In an instant, you can go back and retrieve data from any payroll period.

We can tailor your company’s payroll to meet your specific needs. The most important options 
are those that allow the management to view the company’s data in various reports. 
Most payroll programs allow companies to maintain divisions, departments, and jobs. 
We will work with you to customize the reports you may need. Just want payroll? 
Click on THE PAYROLL SOURCE for all of your payroll needs from one source.

Benefits
Business Personnel Solutions offers your company the best solution for runaway insurance costs. 
Our large group rates and coverage's are unsurpassed. Experts on our staff will design the perfect 
insurance program for all your company's needs. 
The result? Satisfied, motivated employees that produce greater profits.

Several EPO and PPO plans to choose from
Managed Costs
Claims Management
Dental, Vision, Prescription
Allow Section 125 Cafeteria Plans
Life/AD&D Plans

Let BPS help create a solution for your continuous needs. Healthcare has been a problem in the past due to rising costs. 
You usually end up paying for another company’s health care problems in a different area of the country, built to your cost.
Now BPS has created a way to price your company’s healthcare for your group alone, so you don’t lose on another company’s
healthcare problems. We’ve priced through 12 competing companies to help you really control costs. 
This has been a great advantage for savings potentials for most companies.

Contact Information:                                                                                                                                                 Go Here to Print FREE Prescription Drug Cards For All Your Employees!
Fred O’Brien                                                                                                                                 
Plainfield, IN 46168
insuranceconcepts@att.net
Office: 317-838-0352                   
Toll-Free: 1-800-925-8672                
Fax: 317-838-0368